Are you stressed out about mortgage payments? Do you think your only option is a foreclosure? Is a short sale right for you? Millions and millions of homeowners are asking themselves the same questions. It is projected that over 20,000,000 homeowners will have negative equity in their homes in the very near future. In other words, they will owe more on their homes than they are worth. Over 2.9 million homes have foreclosed in the last three years and the number is only expected to grow. The effects of the real estate recession will undoubtedly ripple through our economy for years to come.

There is expected to be massive tsunami of homeowners who are simply making the decision to sell their homes through a short sale versus staying in a home, hoping that one day it may be worth what they paid.

No one is safe. News stories from across the country tell the tales of both celebrities and average Americans who are all considering selling their homes through a short sale. Selling your home through a short sale doesn't need to be a shameful, life-ruining experience. Sometimes short selling your mortgage simply makes smart economic sense, especially for homeowners who find themselves "upside down" (that is, they owe more on their mortgage than their house is worth). Late last year, CNBC Financial Guru Jim Cramer was telling homeowners to "Just Walk Away" (you can watch the video on YouTube.com).

We are clearly in uncharted waters. The current housing crisis is different from all the previous housing recessions. It is a widely held belief that many financial institutions sold mortgages in a deceptive manner (for example, by approving people for loans they couldn't really afford). Therefore, why should homeowners feel obliged to honor their commitments?

The term 'sherpa' is used to refer to local people employed as porters or guides for mountaineering expeditions in the Himalayas (Mount Everest being most famous). Sherpas are highly regarded as elite mountaineers and experts in their local terrain as well as having good physical endurance and resilience to high altitude conditions (Source: Wikipedia & Wikipedia Commons. Photo courtesy of Pavel Novak Official license ).

Similar to a sherpa leading you on a treacherous mountain expedition and climb, we want to be your personal guide when you are faced with possible foreclosure on your home in order to help you avoid the many obstacles, hazards and pitfalls you will encounter along the way. Ted and Vicki Shoop are experts in navigating the terrain of short sales and dealing with loan servicers. They have the proper training and skills necessary to ensure your success.

Ted and Vicki Shoop are proud to be co-authors with Tim and Julie Harris on a must-have, must-read book for anyone who owns real estate. If you are faced with possible foreclosure or losing your home due to a job loss, soaring medical bills, cost of living expenses, diminished home value or because of unaffordable monthly payments from an increasing adjustable rate mortgage, you owe it to yourself to get the facts and learn all of your options from an experienced and compassionate real estate team, Ted and Vicki Shoop.

CONGRATULATIONS if you are ready to take the next step. If you act quickly, you can be one of first individuals to receive our hot new e-Book at a special price of only $9.95 (a significant savings from the retail cover price of $24.95). Once you place and pay for your order, you will receive an email with a confidental link that will allow you to download this new e-book which is 159 pages in PDF format (Please note that Adobe Reader is required on your computer in order to open, preview or print the book).

Not only can you save big by ordering our e-Book version from this web page but as an added bonus, our book includes a special offer inside that will give purchasers who take action the opportunity to receive a rebate for 100% of the actual purchase price.

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