Because of the present challenges that so many people are facing from hardships, the mortgage crisis and the state of the economy, we have positioned ourselves as Certified Short Sale Experts in our market. What is a short sale, you may ask? Well, a short sale typically occurs when the owner of a home owes more on the mortgage than today's fair market value of that home and the bank or lender approves the sale of the home for less than what is owed on the mortgage.

Mortgage lenders and banks do not really want to foreclose on your home - they're in the business of loaning money - not owning property. But, if you are behind or find yourself in a position where you can no longer make the payments, a short sale is a win-win for all parties involved. If you procrastinate and do nothing, your bank or lender WILL foreclose on the property to minimize their losses. By selling your home through a short sale transaction, you may be able to minimize the negative impact on your credit score by avoiding foreclosure and significantly shorten the time required to be eligible for financing on another home.

If you are faced with possible foreclosure or losing your home due to a job loss, soaring medical bills, cost of living expenses, diminished home value or because of unaffordable monthly payments from an increasing adjustable rate mortgage, you owe it to yourself to get the facts and learn all of your options from an experienced and compassionate real estate team.

For those individuals who may have missed a house payment or two, time is of the essence and you must act fast. Don't be fooled by what you hear in the media. Georgia is a non-judicial foreclosure state meaning that the entire foreclosure process is relatively short and quick and can take as little as 45 to 60 days from notice of default issuance to complete the foreclosure sale of a home.

We are licensed Georgia Realtors with Keller Williams Realty Atlanta Partners who subscribe to a strict code of ethics, honesty and integrity. Our goal is to educate and counsel our pre-foreclosure customers and clients so that they know what other options they may have besides foreclosure. In some situations, you may wish to stay in your home and not sell or be foreclosed upon. If we can help with your particular situation, we will share the information you need or get to work fast to sell your home. And, if we cannot help, we'll share that with you too. No pressure, no hassles, no obligations - just the facts. All conversations and information that you may share with us are kept confidential.

We do not charge you for an initial consultation which can take place either in the comfort of your home or at our office. And, if you decide your best option is to hire us to handle the marketing and short sale of your home, your bank or lender will pay the brokerage fee (not you) once an offer is approved and the property successfully sells at closing.

As a consumer, it is critically important to know who you are dealing with when it comes to your home. You should be cautious of individuals or companies making lofty promises, asking for money to stop your foreclosure, or an investor asking you to sign over a deed to your home. When in doubt, consult a licensed professional Realtor, Attorney or Tax Accountant.

In addition to over ten years of full-time experience assisting our clients with buying and selling real estate in Georgia, Ted and Vicki Shoop have received specialized training and education focused specifically on the short sale business as well as how to work with all of the major banks and lenders. Through Harris Real Estate University's coaching program, they continue to receive on-going training and updates critical to keep up with the ever-changing requirements necessary to prepare short sale proposal packages in today's market. Only proposals that are thorough and complete stand a high probability of being reviewed and approved by your bank or lender.

If you are interested in learning more about us and our services, please call or email us (see Contact Info on upper left of this page). Be sure to give us your name, property address, and your best contact number. We promise to promptly follow-up with you and treat you with dignity and respect.

If you would like to learn more about our new Short Sale book or to order your copy, simply Click Here.








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